Best Chevy Equinox Insurance in Virginia Beach

Insurance quote for Chevy Equinox in Virginia BeachDo you want to save money by finding the cheapest Chevy Equinox insurance in Virginia Beach? Having to pay for pricey Chevrolet Equinox insurance in Virginia Beach can bottom out your accounts and require stricter spending habits. Performing a rate comparison can be a smart way to ensure you are getting the best deal.

We don’t have to tell you that car insurance companies want to keep you from comparing prices. Drivers who compare other rates are inclined to buy a different policy because there is a high probability of finding a cheaper policy. A survey found that drivers who compared price quotes annually saved as much as $860 a year as compared to drivers who didn’t regularly shop around.

If finding the cheapest price for Chevy Equinox insurance in Virginia Beach is your goal, understanding how to quote and compare insurance coverage can save time and make the process easier.

How to find discount Chevy Equinox insurance in Virginia Beach

The preferred way to save money on Chevy Equinox insurance in Virginia Beach is to regularly compare price quotes from different companies in Virginia. This can be done by following these guidelines.

One key aspect of rate comparisons is to use similar limits and deductibles on every quote and and to get price quotes from as many car insurance companies as possible. This provides a level playing field and a complete price analysis.

Due to the large number of companies and agents to choose from, it is hard for the average consumer to locate the right auto insurance provider.

It is always a good idea to check auto insurance prices before your next renewal due to the fact that insurance prices tend to go up over time. Even if you think you had the best price on Chevy Equinox insurance in Virginia Beach six months ago you can probably find a better rate quote now. There are a lot of ways to save on Equinox insurance online but we’re going to give you some solid techniques on how to lower your auto insurance rates in Virginia Beach.

The most recommended method to get rate comparisons for Chevy Equinox insurance in Virginia Beach is to take advantage of the fact most larger insurance companies have advanced systems to give rate comparisons. To begin a comparison, all you need to do is provide a small amount of information such as driver ages, if you have an active license, types of safety features, and whether or not you need a SR-22. Your details is then sent to multiple top-rated companies and they respond with quotes immediately.

To check rates for your car now, click here and enter the information requested.

The companies in the list below provide comparison quotes in Virginia Beach, VA. If multiple companies are listed, we recommend you visit as many as you can to find the most affordable car insurance rates.

Detailed insurance information

The rate information displayed below highlights estimates of prices for Chevy Equinox models. Being able to understand how insurance prices are established is important to be able to make decisions on which insurance to purchase.

Chevrolet Equinox Insurance Rates in Virginia Beach, VA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equinox LS 2WD $184 $270 $338 $20 $100 $912 $76
Equinox LT 2WD $184 $270 $338 $20 $100 $912 $76
Equinox LS AWD $184 $270 $338 $20 $100 $912 $76
Equinox LT AWD $184 $270 $338 $20 $100 $912 $76
Equinox LTZ 2WD $208 $318 $338 $20 $100 $984 $82
Equinox LTZ AWD $208 $318 $338 $20 $100 $984 $82
Equinox LTZ AWD $208 $318 $338 $20 $100 $984 $82
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Price data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Virginia minimum liability limits. Discounts applied include homeowner, multi-policy, multi-vehicle, claim-free, and safe-driver. Rates do not factor in specific location information which can alter price quotes substantially.

Comparison of full coverage and liability-only policies

The information below illustrates the difference between Chevy Equinox insurance rates with full coverage and liability only. The premiums assume no accidents, no driving violations, $500 deductibles, drivers are not married, and no discounts are factored in.

When to drop comprehensive and collision

There is no definitive rule to stop paying for full coverage, but there is a general guideline. If the annual cost of having full coverage is more than 10% of the replacement cost of your vehicle minus the policy deductible, then it may be the right time to buy liability only.

For example, let’s say your Chevy Equinox replacement cost is $9,000 and you have $1,000 full coverage deductibles. If your vehicle is totaled in an accident, the most you would receive is $8,000 after paying your deductible. If you are paying in excess of $800 a year for physical damage coverage, then you may want to consider only buying liability coverage.

There are some scenarios where removing full coverage is not a good idea. If you still owe money on your vehicle, you must maintain physical damage coverage in order to satisfy the requirements of the loan. Also, if you cannot afford to purchase a different vehicle if your current one is totaled, you should not consider dropping full coverage.

When to get professional advice

When quoting and choosing a policy for your personal vehicles, there really is not a cookie cutter policy. Your needs are unique to you so this has to be addressed.Drive safe and save
For example, these questions can help discover if your situation might need professional guidance.

If it’s difficult to answer those questions but you think they might apply to your situation, you may need to chat with an insurance agent. If you want to speak to an agent in your area, fill out this quick form or go to this page to view a list of companies. It is quick, free and may give you better protection.

Auto insurance agents near you

Many people still like to sit down with an agent and doing so can bring peace of mind Insurance agents are trained to spot inefficiencies and help submit paperwork. An additional benefit of comparing rates online is the fact that you can find cheap insurance rates and still have a local agent.

To help locate an agent, after submitting this short form, the quote information is emailed to local insurance agents in Virginia Beach who want to provide quotes for your coverage. You won’t even need to drive around since price quotes are sent straight to your inbox. If for some reason you want to get a rate quote from a specific insurance provider, you just need to navigate to their website and fill out their quote form.

Deciding on an insurance company requires more thought than just the bottom line cost. Here are some questions you might want to ask.

If you would like to find a good Virginia Beach insurance agent, it’s important to understand the types of agencies and how they differ in how they can insure your vehicles. Virginia Beach agents are considered either exclusive agents or independent agents. Either one can sell affordable insurance policies, but it is important to understand the difference between them since it could factor into your selection of an agent.

Exclusive Agents

Agents in the exclusive channel generally can only insure with one company such as State Farm, Allstate and AAA. Exclusive agents cannot provide prices from multiple companies so it’s a take it or leave it situation. Exclusive insurance agents are very knowledgeable on their company’s products which can be an advantage.

The following is a list of exclusive insurance agencies in Virginia Beach that can give you comparison quotes.

1625 Salem Rd Ste 103Virginia Beach, VA 23456(757) 467-8890View Map

3617 Dam Neck RdVirginia Beach, VA 23453(757) 430-9000View Map

1485 General Booth Blvd ste. 114Virginia Beach, VA 23454(757) 499-0559View Map

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Independent Insurance Agents

Independent agencies are normally appointed by many insurers and that allows them to write policies with many different companies depending on which coverage is best. If they quote lower rates, they simply switch companies in-house and that require little work on your part. When searching for an agent, you should always compare prices from multiple independent agents for maximum quote selection.

Listed below is a list of independent insurance agents in Virginia Beach willing to provide rate quotes.

1501 Cornwell LnVirginia Beach, VA 23454(757) 340-0028View Map

307 Lynnhaven Pkwy Ste 201Virginia Beach, VA 23452(757) 464-4443View Map

4664 South BlvdVirginia Beach, VA 23452(757) 416-5100View Map

View more Virginia Beach agents

Once you have positive feedback to any questions you have as well as an affordable premium quote, you’ve probably found an insurance agency that can be relied on to insure your vehicles. But keep in mind you can always cancel a policy at any time so never feel that you are obligated to the insurance policy for the entire policy term.

Virginia Beach car insurance companies ranked

Picking the highest-rated company is hard considering how many companies provide coverage in Virginia. The information in the lists below could help you decide which car insurance companies you want to consider when shopping around.

Top Car Insurance Companies in Virginia
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
Mercury Insurance 97 96 88 89% A+ 93.4
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
21st Century 86 82 90 84% A 86.4
Liberty Mutual 79 87 95 78% A 85.3
Erie Insurance 87 84 85 85% A+ 85.3
Farmers Insurance 77 80 80 84% A 80.3
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Data Source: Best Car Insurance Companies