Mazda RX-8 Insurance Rates in Virginia Beach

Insurance rates Mazda RX-8 in Virginia BeachIf you want to find the absolute lowest rates, then the best way to quote cheaper car insurance rates in Virginia Beach is to start comparing rates regularly from companies who can sell car insurance in Virginia.

One thing to remember is to use the same deductibles and limits on each quote and to quote with every insurance company. This ensures a fair price comparison and a good representation of prices.

It goes without saying that car insurance companies don’t want their customers to go rate shopping. People who compare other rates will, in all likelihood, buy a different policy because they have a good chance of finding good coverage at a lower price. Surprisingly, a recent survey revealed that people who regularly shopped around saved an average of $3,400 over four years compared to policyholders who never shopped around for lower prices.

If finding the cheapest price on auto insurance is the reason for your visit, learning how to shop and compare insurance coverage can save time and money.

Finding more affordable Virginia Beach insurance prices is an easy way to save money. You just have to invest a few minutes comparing rate quotes online with multiple companies.

The following companies are ready to provide free rate quotes in Virginia. If your goal is to find the best auto insurance in Virginia Beach, we recommend you visit as many as you can in order to get a fair rate comparison.

Insurance rate breakdown

The premium table below covers a range of insurance rates for Mazda RX-8 models. Having a good understanding how insurance policy premiums are calculated can help you make informed decisions.


Mazda RX-8 Insurance Rates in Virginia Beach, VA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
RX-8 Sport 4-Dr Coupe $198 $312 $262 $16 $78 $866 $72
RX-8 Grand Touring 4-Dr Coupe $198 $360 $262 $16 $78 $914 $76
RX-8 R3 4-Dr Coupe $198 $360 $262 $16 $78 $914 $76
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Data rating is based on married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Virginia minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, safe-driver, and claim-free. Premium amounts do not factor in specific location which can influence price quotes greatly.

Rate comparison for different deductibles

The hardest decision when buying coverage is how high should the physical damage coverage deductibles be. The rates below summarize the costs and benefits when you buy lower versus higher physical damage coverage deductibles. The first price estimate table uses a $100 deductible and the second price chart uses a $500 deductible.


Mazda RX-8 insurance premium rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
RX-8 Sport 4-Dr Coupe $278 $472 $258 $16 $78 $1,127 $94
RX-8 Grand Touring 4-Dr Coupe $278 $542 $258 $16 $78 $1,197 $100
RX-8 R3 4-Dr Coupe $278 $542 $258 $16 $78 $1,197 $100
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Mazda RX-8 insurance premium rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
RX-8 Sport 4-Dr Coupe $204 $318 $258 $16 $78 $874 $73
RX-8 Grand Touring 4-Dr Coupe $204 $366 $258 $16 $78 $922 $77
RX-8 R3 4-Dr Coupe $204 $366 $258 $16 $78 $922 $77
Get Your Own Custom Quote Go

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and Virginia minimum liability limits. Discounts applied include multi-policy, homeowner, multi-vehicle, claim-free, and safe-driver. Premium amounts do not factor in your specific Virginia Beach location which can change price quotes significantly.

Based on the data above, we can derive that using a $100 deductible will cost you approximately $22 more each month or $264 for a full year across all Mazda RX-8 models than buying the higher $500 deductible. Due to the fact that you would have to pay $400 more out-of-pocket with a $500 deductible as compared to a $100 deductible, if you normally average more than 18 months between claim filings, you would probably come out ahead by going with a higher deductible.

Annual premiums comparing men and women

The diagram below visualizes the comparison of Mazda RX-8 insurance costs for male and female drivers. The premiums are based on no claims or driving violations, full physical damage coverage, $500 deductibles, single marital status, and no additional discounts are factored in.

What Determines Mazda RX-8 Insurance Prices?

Lots of factors are part of the equation when pricing auto insurance. Some factors are common sense such as your driving record, although some other factors are less apparent such as your marital status or your financial responsibility.

Buying the right Mazda RX-8 insurance in Virginia is an important decision

Even though it’s not necessarily cheap to insure a Mazda in Virginia Beach, buying insurance is required in Virginia but it also protects you in many ways.

The benefits of carrying enough insurance greatly outweigh the cost, especially for larger claims. Today the average American driver overpays as much as $830 a year so you should quote rates each time the policy renews to help ensure money is not being wasted.