Car Insurance Rates in Virginia Beach

If saving the most money is your goal, then the best way to find affordable auto insurance prices is to make a habit of regularly comparing prices from providers that insure vehicles in Virginia Beach. You can compare prices by following these steps.

A tip to remember is to make sure you’re comparing identical limits and deductibles on each price quote and and to get price quotes from as many companies as possible. This enables an apples-to-apples comparison and plenty of rates choose from.

Smart shoppers know that auto insurance companies want to keep your business as long as possible. Consumers who do rate comparisons will presumably buy a different policy because of the high probability of finding a lower rate. A recent car insurance study discovered that consumers who compared rates regularly saved about $3,450 over four years compared to people who don’t regularly compare prices.

If saving the most money on insurance in Virginia Beach is your objective, then having a good understanding how to find companies and compare coverages can make the process more efficient.

Auto Insurance Rates for Popular Vehicles in Virginia Beach
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Colorado LT Extended Cab 4WD $862 $431 $72
Chevrolet Silverado LS Crew Cab 2WD $1,166 $583 $97
Dodge Ram Quad Cab Sport 4WD $1,196 $598 $100
Ford Escape XLT 2WD $862 $431 $72
Ford F-150 STX Regular Cab 2WD $932 $466 $78
Ford Focus SES 2-Dr Coupe $1,136 $568 $95
Honda Accord LX-P 4-Dr Sedan $862 $431 $72
Honda CR-V EX 2WD $862 $431 $72
Honda Civic Hybrid 4-Dr Sedan $1,108 $554 $92
Jeep Grand Cherokee SRT-8 4WD $1,108 $554 $92
Jeep Wrangler Unlimited Sahara 2WD 4-Dr $1,014 $507 $85
Nissan Altima 2.5 4-Dr Sedan $1,020 $510 $85
Nissan Rogue SL 2WD $1,078 $539 $90
Toyota Camry XLE $1,078 $539 $90
Toyota Corolla XRS $1,108 $554 $92
Toyota Prius $980 $490 $82
Get Rate Quotes for Your Vehicle Go

Premium data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Virginia minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, multi-policy, and safe-driver. Estimates do not factor in specific garaging location which can influence premiums noticeably.

Learn how to buy insurance cheaper

Multiple criteria are used when you get a price on insurance. Some factors are common sense like an MVR report, but other factors are not as apparent such as your credit history or how safe your car is.

The itemized list below are just a few of the factors used by companies to determine premiums.

Best auto insurance company in Virginia Beach

Ending up with the highest-rated insurance company can be rather challenging considering how many companies there are in Virginia. The rank data shown next can help you analyze which car insurance companies to look at comparing rate quotes with.

Top 10 Virginia Beach Car Insurance Companies Ranked by Customer Service

  1. USAA
  2. Travelers
  3. Mercury Insurance
  4. AAA Insurance
  5. Nationwide
  6. Safeco Insurance
  7. Progressive
  8. State Farm
  9. The Hartford
  10. The General

Cheaper car insurance is a realistic goal

As you prepare to switch companies, it’s a bad idea to skimp on coverage in order to save money. Too many times, an accident victim reduced full coverage only to find out that their decision to reduce coverage ended up costing them more. Your focus should be to buy a smart amount of coverage for the lowest cost.

We just showed you some good ideas how to lower your car insurance auto insurance rates in Virginia Beach. The key thing to remember is the more price quotes you have, the more likely it is that you will get a better rate. Drivers may even discover the lowest priced car insurance comes from a company that doesn’t do a lot of advertising. These companies can often insure niche markets at a lower cost than the large multi-state companies such as Progressive and GEICO.

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